SOLAR EXIT
Before You Make More Payments on a Solar Contract You Now Regret, Understand What You Signed
Solar loans, leases, PPAs, and PACE agreements can create very different long-term obligations. In some cases, financing structures may include dealer fees or other costs that increase the total amount financed. In other situations, there may be questions about how terms were presented, disclosed, or structured. If a solar deal no longer looks the way it was presented, Kansl helps homeowners start with a fact-based review of the agreement, costs, and practical options before deciding whether a deeper legal review makes sense.
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We review your agreement before we say anything about next steps.
Agreement Types
What Kind of Solar Agreement Do You Have?
Most solar problems are not the same problem. A solar loan, lease, PPA, and PACE agreement can create very different obligations, transfer rules, buyout terms, and home sale issues.
Solar Loan
You own the system but carry a loan, often with a dealer fee built into the principal. Payoff, refinance, and home sale implications depend on the lender and loan structure. See solar loan problems.
Solar Lease
The solar company owns the panels. You pay a fixed monthly amount to use them. Transfer to a buyer, early termination, and buyout terms vary significantly by agreement. See solar lease cancellation.
Power Purchase Agreement (PPA)
You pay for the electricity the panels produce, not the panels themselves. Rates, escalators, and transfer rules are set by the contract and can complicate a home sale. See cancellation questions.
PACE Financing
Repaid through your property tax bill. It attaches to the property, not the borrower, which creates specific issues for refinancing, selling, and lender approval. See PACE solar problems.
Our Approach
Why We Start With the Agreement
The first question is not “How do we fix this?” The first question is “What exactly was signed, who is involved, and what does the agreement actually require?” Too many homeowners hear a confident answer before anyone explains what kind of solar obligation they actually have, who the agreement is with, or how the financing is structured. A loan, lease, PPA, and PACE agreement do not create the same options.
Kansl starts with the agreement, the payment structure, and the practical consequences of the dispute before talking about next steps. If the facts suggest that deeper legal review may be warranted, that can be discussed after the initial assessment. You have no obligation to proceed.
This does not guarantee a result. What it does is show what may be realistic before you commit to anything.
Scope of Review
What We Assess
A useful solar assessment should be based on the actual contract and payment structure, not a generic promise.
Agreement Type
Loan, lease, PPA, or PACE. Each creates different obligations, different options, and different risks. Identifying the type is the first step.
Payment Structure
What you are actually paying, how it escalates, and what the total cost looks like over the life of the agreement.
Dealer Fees and Loan Economics
Many solar loans include a dealer fee that inflates the principal. Understanding what you borrowed versus what the system cost matters.
Transfer, Sale, and Refinance Issues
Whether your agreement can transfer to a buyer, how lenders treat it, and what complications may arise if you want to sell or refinance.
Buyout and Early-Termination Terms
What it costs to exit the agreement early, whether a buyout is possible, and what the contract actually says about termination.
Sales Promises vs. Reality
Whether the savings pitch matched the actual bill reduction, and how your real costs and savings compare with what was represented at the time of sale. The goal is not to find the most comforting answer. It is to find the honest one.
The goal is not to find the most comforting answer. It is to find the honest one.
How It Works
How the Assessment Process Works
Five steps. No pressure at any of them.
You reach out
Submit your name and contact information. No documents needed at this stage.
You reach out
Submit your name and contact information. No documents needed at this stage.
We identify your agreement type
We determine whether you have a loan, lease, PPA, or PACE agreement, since that shapes everything that follows.
We identify your agreement type
We determine whether you have a loan, lease, PPA, or PACE agreement, since that shapes everything that follows.
We review key contract terms
Payment structure, dealer fees, transfer rules, buyout terms, dispute-related issues, and what the agreement actually says.
We review key contract terms
Payment structure, dealer fees, transfer rules, buyout terms, dispute-related issues, and what the agreement actually says.
We explain what options may exist
We walk through what paths may be realistic in your situation, including any that are not worth pursuing.
We explain what options may exist
We walk through what paths may be realistic in your situation, including any that are not worth pursuing.
If a next step makes sense, we talk through it
If a direction looks worthwhile, we discuss it. If it does not, we say that clearly.
If a next step makes sense, we talk through it
If a direction looks worthwhile, we discuss it. If it does not, we say that clearly.
Sometimes the most useful answer is not a pitch. It is a clear read on what you signed.
Context
Not Every Solar Problem Has the Same Solution
We do not start with a solution. We start with the facts. From there, we assess the obligation, identify what paths may or may not exist, explain what looks realistic, and only then decide whether taking the next step makes sense.
Kansl is not built around big promises, scripts, or one-size-fits-all answers. It is built around helping people slow things down in the right way, understand the situation more clearly, and avoid making another costly decision based on pressure or guesswork.
The right next step depends on the contract and the facts. That is why the review comes before any recommendation.
Timing and Rights
When Cancellation Rights May Matter
Some homeowners may still have cancellation rights, depending on how and where the solar sale happened and how recently the agreement was signed. In certain situations, a cooling-off period or other contract rights may matter.
It is important to understand the facts before assuming a cancellation right applies or does not apply. The rules vary by state, by sale type, and by the specific agreement. Acting on an assumption without reviewing the contract can close off options that were still available.
If your agreement was signed in a covered in-home or door-to-door sale, timing can matter. The review is the right place to start before assuming anything.
How We Operate
Why Kansl Feels Different
Most solar review companies open with the same pitch regardless of what you signed. Kansl starts with the agreement type, the payment structure, and the practical consequences before saying anything about next steps.
A company earns trust by being honest before the work is done, not by sounding certain afterward.
We start with the actual agreement, not a script
We distinguish loan, lease, PPA, and PACE problems
We do not assume cancellation is always the answer
We focus on what the contract allows, what it complicates, and what may be realistic
We aim for clarity before recommendations
Common Questions
Common Questions About Solar Contract Options
It depends on the type of agreement, when it was signed, how the sale happened, and what state you are in. Some homeowners have cancellation rights that are still active. Others do not. The review is the right place to start before assuming either way.
If you are within the rescission window, timing matters. The right step is to understand your rights under the specific agreement and applicable state law before that window closes. Reach out as soon as possible so we can help you understand what applies.
Your agreement documents will identify the type, but the language can be confusing. A loan means you borrowed money to buy the system. A lease means you pay to use the system the company owns. A PPA means you pay for the electricity produced. PACE means the cost is repaid through your property tax bill. We can help you identify which applies.
It depends on the agreement type. Leases and PPAs typically require either transfer to the buyer or buyout before closing. PACE financing attaches to the property and must be addressed with the lender. Solar loans may or may not affect the sale depending on how they are structured. We look at this as part of the review.
Some agreements allow transfer, some require buyer qualification, and some do not allow it at all. Whether transfer is possible, and what it requires, depends on the specific contract and the solar company. That is part of what we assess.
Many leases and PPAs include a buyout option, but the price and terms vary significantly. Some buyout amounts are fixed, others escalate over time. Whether a buyout makes financial sense depends on the numbers in your specific agreement.
If the savings represented at the time of sale did not reflect what you actually experienced, that is worth documenting and reviewing. Whether it creates any options depends on what was represented, what the agreement says, and the facts of your situation.
Some paths carry credit implications, particularly those involving loan default or formal disputes. That is one reason we review the full picture before recommending any direction. We aim to explain those risks plainly so you can decide with accurate information.
Sources and legal references
- Consumer Financial Protection Bureau, Issue Spotlight: Solar Financing
- Consumer Financial Protection Bureau Consumer Advisory, Steer Clear of Costly and Complex Loans for Solar Energy Installation
- California Solar Consumer Protection Guide
- Federal Trade Commission, Don't Waste Your Energy on a Solar Scam
Informational notice. This page is provided for general informational purposes only and is not legal advice. Whether a right, obligation, or option applies depends on the facts of the agreement and transaction.
Informational notice
This page is provided for general informational purposes only and is not legal advice. Solar loan, lease, PPA, and PACE obligations vary by agreement and circumstances. No specific outcome is promised.
Start Here
Get a Clear Assessment of Your Solar Agreement Before You Pay More Toward It
Kansl helps homeowners understand what they signed, what it really costs, and what options may or may not make sense before they spend more money or choose the wrong next step.
No pressure. No script. Just a clearer starting point.